PHFA has a network of lenders and brokers throughout the state who will process and close your loan. We then buy the loan from them immediately following the loan closing (also referred to as Settlement). You would be making your mortgage payment directly to PHFA for the life of your loan.
NOTE: The information provided on each Participating Lender county page is updated and maintained by the Homeownership Programs Department. Questions or concerns regarding this list should be directed to the Homeownership Programs Department.